Reference

Our Legal Terms for Your n3h Account

Everything governing your relationship with n3h — from account conditions and payment processing to data handling and eligibility — is set out here in plain language.

Account TermsData & PrivacyJurisdiction PolicyUPI / Paytm / PhonePe TermsUser Rights
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n3h Our Legal Terms for Your n3h Account
LEGAL CONTACT PATHS

Reach Us About Any Legal Query

Email Legal Team Send your legal query, data-access request or account-terms question directly to our legal inbox. We aim to respond within two business days and confirm receipt immediately on submission.
Live Chat Support Our live chat channel is available around the clock. For legal and policy questions, our agents can escalate your query to the appropriate team if an immediate answer is not available.
Written Correspondence For formal legal notices or dispute communications, written correspondence sent to our registered address is accepted. Please include your account ID and a clear statement of the matter you are raising.
HOW WE HANDLE THIS

Data, Security and Account Rights at n3h

We handle your personal data and account security with documented processes rather than vague promises.

Data We Collect

We collect the information you provide at account creation — name, email, phone number — plus transactional records for UPI, Paytm and PhonePe payments. No additional data is collected without your explicit consent.

Cookie Policy

Our site uses session cookies for login continuity and analytics cookies to understand how you navigate the lobby. You can adjust cookie preferences at any time through the settings panel in your account.

Account Security

Passwords are hashed and never stored in plain text. We recommend enabling two-factor authentication from your security settings page. Suspicious login attempts trigger an automatic email alert to your registered address.

Data Retention

Account data is retained for as long as your account remains active, plus a statutory period required by applicable law. If you close your account, we will delete or anonymise personal data within 90 days unless law requires longer retention.

Your Rights

You may request a copy of the personal data we hold, ask us to correct inaccuracies, or request deletion where no legal retention obligation applies. Submit these requests via email to our legal team with your account ID.

Dispute Resolution

If you believe we have misapplied these terms, raise the matter in writing within 30 days of the event. We will acknowledge within 48 hours and issue a written decision within 14 calendar days of receipt.

Frequently Asked Legal Questions

These are the questions we receive most often about account terms, data rights and eligibility. If your question is not answered here, contact our legal team directly via email or live chat.

These terms form a binding agreement between you as the account holder and n3h, the operator of n3h.club. By using the platform where local law permits, you confirm you have read, understood and accepted all conditions set out in this section.

Yes. Access to real-money services depends on local law and is available only where your local law permits such activity. It is your responsibility to confirm that your use of n3h is lawful in your state or territory before opening an account.

Email our legal team with your registered account ID and a clear request for a data copy. We will verify your identity, then deliver a structured data export to your registered email address within 14 calendar days of the verified request.

You can request deletion of personal data we are not legally required to retain. Submit your request by email with your account ID. We will process the deletion within 90 days and confirm completion in writing to your registered email address.

Payment-specific conditions are set out in the payment section of your account dashboard. These supplement, and do not replace, the general account terms here. The same jurisdiction-dependent eligibility rules apply to all payment rails including UPI, Paytm and PhonePe.

We will send a notification to your registered email address before any material change takes effect, stating clearly what is changing and when. Continuing to use your account after the stated effective date constitutes acceptance of the revised terms.

On account closure, we begin a deletion or anonymisation process for your personal data. This completes within 90 days unless applicable law requires us to retain specific records — for example, transactional records required for financial compliance — for a longer statutory period.

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